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Queens, Brooklyn, Bronx, Manhattan, New York, Staten Island, Nassau, Suffolk, Long Island Filing Chapter 7 Bankruptcy NYC Bankruptcy Lawyers Best Bankruptcy Lawyer Video What is Chapter 7 Bankruptcy? Find out how it works, and see whether Chapter 7 bankruptcy would be the right choice for you

I’m Neil Colmenares, a Consumer Bankruptcy Attorney. If you’re overwhelmed by debt, we can help. For over a decade, I’ve helped good people through tough times. ?
-Did you know that the moment we file a Bankruptcy for you:
• Those harassing phone calls from creditors and collection agencies will stop immediately.
• Your paycheck will no longer be garnished and your bank accounts will be unfrozen.?• If you’re in foreclosure, the foreclosure will be stopped dead in its tracks.?
Some of the long-term benefits of filing bankruptcy include:?
• Getting rid of your dischargeable debt: which includes credit card debt, store card debt, medical bills, personal loans, deficiency judgments, and certain taxes and student loans if certain conditions are met.?
• You get to keep your property such as your home and your car if certain conditions are met.?
• Other benefits include Repair to your Credit- If your considering Bankruptcy, your credit score is probably not in its best shape. The filing of Bankruptcy could actually help repair your credit sooner than if you did not file Bankruptcy. ?
• Moreover, credit card companies will want to extend credit to you after filing. The reason if simple, when a person files Bankruptcy under Chapter 7 of the Bankruptcy Code and receives a discharge, that person can not receive another discharge under Chapter 7 for at least eight (8) years. To the credit card companies that makes you a good credit risk, since you cannot get rid of any new debt in another bankruptcy for at least eight years. If you’re worried about buying a house in the future, the same goes for mortgage companies.?
•Finally, you get a second chance! Being able to wake up in the morning knowing that the worst financial crisis in your life is behind you, if reason enough to consider Bankruptcy.?I encourage you to read the various articles and information on this website. Personal experience shows that the more a person knows about Bankruptcy, the more comfortable they will be with the decision to file.?
-If you would like to schedule a consultation, we’ve made it simple. Fill out the “Quick Contact Form” on the Contact us page of this website, briefly describe your case and the time and date you are available for your telephone consultation. I make every effort to personally reply within 24 hours. Or, if you prefer, you can schedule a consultation “the old fashioned way” by calling us on the telephone. Thank you.

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