Duration : 0:0:46

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Duration : 0:3:49

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Duration : 0:2:32

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http://www.spielbergbankruptcylaw.com/

Chapter 7 Bankruptcy Attorney at Law California Twain Harte & Castro Valley Ca
We have concentrated our practice on consumer bankruptcy matters since 1990, including Chapter 7 (liquidation) and Chapter 13 (reorganization). We will also help you explore alternatives to bankruptcy. If you are considering a Chapter 11 bankruptcy filing, we can refer you to qualified counsel. To learn more, contact our office or call us at 510-886-5751 (in Castro Valley) or 209-586-0250 (in Twain Harte). He has been located in his Castro Valley office since 1977, and has been serving Tuolumne and Calaveras counties since 1988.

At our offices, we strive to bring the most value to you as we move through the bankruptcy process. Our goal is to help you get a fresh start by eliminating as much of your debt as possible while protecting as many of your assets as we can.

http://www.spielbergbankruptcylaw.com/

To help us be more cost-effective and efficient, we ask that you prepare for your first meeting with us, gathering as much information as possible, including recent pay stubs, income and deduction records, a list of your creditors and a copy of your most recent federal tax return. At our first meeting, we will review your situation, provide you with an assessment of your options, and give you the information required to complete the Congressionally mandated credit counseling course.

We have a comprehensive understanding of the changes brought about by the 2005 bankruptcy law and its recent updates. We can help you determine whether you meet the standards to file for discharge of your debt under Chapter 7. We are also familiar with non-bankruptcy alternatives, including your rights under the Fair Debt Collections Practices Act.

To set up a meeting to discuss your bankruptcy needs or alternatives to bankruptcy, contact us or call our office at 510-886-5751 (in Castro Valley) or 209-586-0250 (in Twain Harte). We keep flexible hours at our Castro Valley office and schedule weekend appointments at our Twain Harte office.
http://www.spielbergbankruptcylaw.com/

Duration : 0:1:46

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See also:
Lesson 1: What is a Company?
Lesson 2: What is a Bank?
Lesson 3: What is Debt?
Lesson 4: What is Equity?
Lesson 5: What is a Stock Exchange?
Lesson 6: What is a Fund?
Lesson 7: What is Retirement?
Lesson 8: What is Financial Information?
Lesson 9: What are Taxes?
Lesson 10: What is an Economy?
Lesson 11: What is Insurance?
Lesson 12: What is Bankruptcy?

Original music by Lee Weisert.

Duration : 0:5:29

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Duration : 0:5:4

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Duration : 0:7:34

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The U.S. Postal Service does not have the money to meet an obligation to a retiree health care trust fund coming due at the end of the month, but if there’s a default, officials promise no interruption in the mail, the payroll, or payments to suppliers.

Commenting in response to a New York Times article Monday suggesting the Postal Service may have to shut down within months, spokeswoman Yvonne Yoerger told CNN there’s “nothing actually new in the Postal Service’s position.”

“We are required to make this $5.5 billion dollar payment into the future retiree health benefits fund, and probably won’t be able to make it when it comes due September 30th.”

The fund was mandated by a 2006 postal reform act that postal officials today believe does not match the reality of declining revenues and a smaller workforce. Tuesday, congressional lawmakers will address the matter in a hearing on postal operations.

Yoerger said at that hearing, Postmaster General Patrick Donahoe will insist that the fund be re-scaled from the days when there were 900,000 people on the payroll. The mandated funding level has not changed in the years since then, although the Postal Service has trimmed 250,000 jobs.

She said “the fact is, no other government agency, and few corporations in the private sector are required to fund retiree health benefits 75 years out.”

The newspaper quoted U.S. Sen. Thomas Carper, D-Delaware, as saying the financial problems are so dire the Postal Service may close later this year.

Full article at: http://www.cnn.com/2011/US/09/05/postal.default/

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video U.S. Postal Service Default Chapter 11 Bankruptcy billion dollar trust fund bailout fail health care unions september 30 2011 post master general postmaster lay offs unemployment trend

Duration : 0:2:36

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In this video Memphis bankruptcy attorney answers your questions about credit cards after filing Chapter 13.

Learn more at http://darrellcastle.com

We are a debt relief agency. We help people file for bankruptcy under the bankruptcy code.

Nothing on this web site is intended to create an attorney client relationship. Such a relationship can only be created through personal contact and a signed attorney/client retainer agreement with the attorneys of the Law Firm of Darrell L. Castle and Associates.

Duration : 0:1:29

Technorati Tags: attorney, bankruptcy, chapter 13, Credit, credit card, Darrell Castle, debt, law, lawyer, memphis

http://darrellcastle.com

We are a debt relief agency. We help people file for bankruptcy under the bankruptcy code.

Nothing on this web site is intended to create an attorney client relationship. Such a relationship can only be created through personal contact and a signed attorney/client retainer agreement with the attorneys of the Law Firm of Darrell L. Castle and Associates.

Duration : 0:1:32

Technorati Tags: attorney, bankruptcy, chapter13, chapter7, Credit, creditors, debt, law, lawyer, legal, memphis, Tennessee