A local bankruptcy attorney can help you understand the differences between Chapter 7 bankruptcy and Chapter 13 bankruptcy, so that you can make an educated decision about the best next step for you. Fill out the form to the right for a free bankruptcy case evaluation by a local attorney.

Not sure whether bankruptcy is the right option for you? A Local Bankruptcy Attorney can answer your questions and explain the bankruptcy process to you. Schedule your Free, no-obligation consultation call for your free phone consultation from A Local Bankruptcy Attorney right now By filling the form to the right,

or Call CuraDebt Inc. Toll Free 24 hr. Hot Line

At http://ModificationHotline.com You Can Claim Your FREE Copy of My Latest Report:
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Duration : 0:10:40

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Expert: Jerrie Guthrey
Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992.
Filmmaker: Jack Guthrey

Duration : 0:4:21

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Duration : 0:2:51

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Duration : 0:6:32

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Duration : 0:10:0

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Kelly Law Office
A Debt Relief Agency under the Federal Bankruptcy Statute
10709 Wayzata Blvd. #205
952-544-6356
dave@kelly-law.com

http://www.mn-bankruptcy.com

This video is for general information only and does not create an attorney-cleint relationship. This is not legal advice. It is suggested that you consult the attorney of your choice concerning the details of your case.

Duration : 0:3:45

Technorati Tags: 13, assets, bankruptcy, Bankruptpcy, chapter, discharge, exempt, filing, garnishment, Hopkins, judgment, Louis, MInneapolis, minnesota, park, personal, St., trustee

Plan on at least three sessions in my office of about an hour and a half duration. There should be a more efficient way of doing it, but I haven’t found it. It seems to me that if you don’t take the proper time, there’s a lot more risk.

The petition is a document that runs about 45 pages and contains about a thousand questions, all of which must be answered carefully and truthfully. The rule here is to make full disclosure. When you sign this document, it is under penalty of perjury. I have never been comfortable doing it any other way than going through the whole thing line by line. I have top-of-the-line software for preparing the petition. This is necessary because some of the forms contain complicated calculations based on U.S. Census data or IRS data. What I do with my clients is sit down with the computer monitor turned where they can see it and start going through the questions one at at time.

The list of what I may ask you to bring to me can vary quite a bit from case to case. Typically, however, I will be asking you to bring me at least the following:

Pay check stubs for all employment income during the past seven months.

Your state, federal and property tax returns for the past two calendar years.

Statements for all of your bank accounts for the past seven months.

Recent statements for your mortgages, home equity loans and automobile loans.

A list of all your debts along with a stack of your most recently received bills for each one.

A copy of the deed to your home and copies of deeds to any other real estate you may own.

Paperwork on any legal action which is currently pending or which ended in the past two years.

A credit counseling certificate from a qualified agency. Here is a link to the court’s list of qualified providers.

A recent credit report for yourself. The best place to get such a report is http://www.annualcreditreport.com.

This video is for general information purposes only and is not intended to be legal advice. Use of these materials does not create an attorney-client relationship. I recommend that you consult the attorney of your choice concerning the details of your cae.

David J. Kelly, Attorney
Kelly Law Office
A Debt Relief Agency under the Federal Bankruptcy Code
10709 Wayzata Blvd. #205
Minnetonka, MN 55305
952-544-6356
dave@kelly-law.com

http://www.mn-bankruptcy.com

Kelly Law Office represents bankruptcy clients throughout the Twin Cities – Minneapolis, Minnesota area including Bloomington, Edina, Minnetonka, Eden Prairie, St. Louis Park, Wayzata, Plymouth, Maple Grove, Brooklyn Park, St. Paul, Anoka, Shakopee, Hastings, Eagan, Burnsville, Buffalo, Hennepin County, Anoka County, Carver County, Scott County, Ramsey County, Dakota County, and Wright County.

Duration : 0:4:32

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If you are behind on your mortgage payment & want to save your home from foreclosure & keep it to avoid foreclosure, http://www.SaveMeFromForeclosure.com will suggest an attorney backed loan modification. A loan modification is a great way to stop foreclosure. It can help you reduce your interest rate, the principal balance on your loan, or sometimes even both.

To see if you qualify for a loan modification and to get a free, no-risk, no-obligation analysis of your mortgage situation, visit http://www.savemefromforeclosure.com/questionnaire.php or call us toll free at 1-888-472-8380 so we can help you stop foreclosure fast and you can avoid home mortgage foreclosure.

If you are behind on your mortgage payment & you want to sell your home fast, even if you have no equity, or you owe more than your home is worth and need help with a short sale, http://www.SaveMeFromForeclosure.com can you help you. We can help find a buyer for your home, or negotiate a short sale with your lender so you can sell your home fast without having to bring any cash to closing.

To get started with a free, no-risk, no-obligation analysis of your mortgage situation if you need to sell your home fast, visit http://www.savemefromforeclosure.com/questionnaire.php or call us toll free at 1-888-472-8380. We can help you avoid bankruptcy & we can help you stop foreclosure fast so you can avoid home mortgage foreclosure.

Duration : 0:1:19

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Duration : 0:2:31

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